/* ========== RESET & BASE ========== */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --emerald-950: #022c22;
    --emerald-900: #064e3b;
    --emerald-800: #065f46;
    --emerald-700: #047857;
    --emerald-600: #059669;
    --emerald-500: #10b981;
    --emerald-400: #34d399;
    --cream-50: #fafaf5;
    --cream-100: #f5f5e8;
    --cream-200: #e8e8d0;
    --cream-300: #d4d4b8;
    --gold-400: #f5c542;
    --gold-500: #e6b800;
    --text-dark: #0f1a16;
    --text-medium: #1f3a2d;
    --text-light: #4a6b5a;
    --text-muted: #7a9b8a;
    --white: #ffffff;
    --font-sans: 'DM Sans', system-ui, sans-serif;
    --font-serif: 'Playfair Display', Georgia, serif;
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 28px;
    --shadow-sm: 0 1px 3px rgba(6, 78, 59, 0.08);
    --shadow-md: 0 4px 20px rgba(6, 78, 59, 0.1);
    --shadow-lg: 0 8px 40px rgba(6, 78, 59, 0.12);
    --shadow-xl: 0 16px 60px rgba(6, 78, 59, 0.15);
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-sans);
    color: var(--text-dark);
    background: var(--cream-50);
    line-height: 1.6;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    text-decoration: none;
    color: inherit;
}

ul {
    list-style: none;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ========== NAVIGATION ========== */
.nav {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(250, 250, 245, 0.85);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid rgba(6, 95, 70, 0.08);
    transition: all 0.3s ease;
}

.nav.scrolled {
    background: rgba(250, 250, 245, 0.95);
    box-shadow: var(--shadow-sm);
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}

.nav-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 700;
    font-size: 1.1rem;
    color: var(--emerald-800);
}

.nav-logo-icon {
    color: var(--emerald-700);
}

.nav-logo-text {
    font-family: var(--font-sans);
    letter-spacing: -0.02em;
}

.nav-logo-dot {
    color: var(--gold-400);
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 8px;
}

.nav-link {
    padding: 8px 16px;
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--text-medium);
    border-radius: var(--radius-sm);
    transition: all 0.2s ease;
}

.nav-link:hover {
    color: var(--emerald-700);
    background: rgba(6, 95, 70, 0.06);
}

.nav-cta {
    padding: 10px 20px;
    background: var(--emerald-700);
    color: var(--white) !important;
    font-size: 0.9rem;
    font-weight: 600;
    border-radius: var(--radius-sm);
    transition: all 0.2s ease;
    margin-left: 8px;
}

.nav-cta:hover {
    background: var(--emerald-800);
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}

/* Mobile Toggle */
.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
    z-index: 1001;
}

.nav-toggle-bar {
    width: 24px;
    height: 2px;
    background: var(--emerald-800);
    border-radius: 2px;
    transition: all 0.3s ease;
}

.nav-toggle.active .nav-toggle-bar:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.nav-toggle.active .nav-toggle-bar:nth-child(2) {
    opacity: 0;
}

.nav-toggle.active .nav-toggle-bar:nth-child(3) {
    transform: rotate(-45deg) translate(5px, -5px);
}

/* Mobile Menu */
.mobile-menu {
    position: fixed;
    inset: 0;
    z-index: 999;
    display: none;
}

.mobile-menu.open {
    display: flex;
}

.mobile-menu-bg {
    position: absolute;
    inset: 0;
    background: rgba(2, 44, 34, 0.5);
    backdrop-filter: blur(4px);
}

.mobile-menu-content {
    position: absolute;
    right: 0;
    top: 0;
    bottom: 0;
    width: min(320px, 85vw);
    background: var(--cream-50);
    padding: 100px 32px 40px;
    display: flex;
    flex-direction: column;
    gap: 8px;
    box-shadow: var(--shadow-xl);
    animation: slideIn 0.3s ease;
}

@keyframes slideIn {
    from { transform: translateX(100%); }
    to { transform: translateX(0); }
}

.mobile-menu-link {
    font-size: 1.2rem;
    font-weight: 600;
    color: var(--text-dark);
    padding: 14px 0;
    border-bottom: 1px solid var(--cream-200);
    transition: color 0.2s;
}

.mobile-menu-link:hover {
    color: var(--emerald-700);
}

.mobile-menu-cta {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-top: 20px;
    padding: 16px 20px;
    background: var(--emerald-700);
    color: var(--white);
    font-weight: 600;
    font-size: 1rem;
    border-radius: var(--radius-md);
}

/* ========== HERO ========== */
.hero {
    min-height: 100vh;
    padding: 100px 0 60px;
    background: var(--cream-50);
    position: relative;
    overflow: hidden;
}

.hero-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.hero-shape {
    position: absolute;
    border-radius: 50%;
    pointer-events: none;
}

.hero-shape-1 {
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(16, 185, 129, 0.08) 0%, transparent 70%);
    top: -200px;
    right: -100px;
}

.hero-shape-2 {
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(245, 197, 66, 0.1) 0%, transparent 70%);
    bottom: -100px;
    left: -100px;
}

.hero-shape-3 {
    width: 200px;
    height: 200px;
    background: rgba(6, 95, 70, 0.04);
    border-radius: var(--radius-xl);
    transform: rotate(45deg);
    top: 20%;
    left: 45%;
}

.hero-shape-4 {
    width: 80px;
    height: 80px;
    background: var(--gold-400);
    border-radius: 50%;
    opacity: 0.15;
    bottom: 25%;
    right: 5%;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    background: var(--white);
    border: 1px solid var(--cream-200);
    border-radius: 100px;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--emerald-700);
    margin-bottom: 28px;
    box-shadow: var(--shadow-sm);
}

.hero-badge-dot {
    width: 8px;
    height: 8px;
    background: var(--emerald-500);
    border-radius: 50%;
    animation: pulse 2s ease-in-out infinite;
}

@keyframes pulse {
    0%, 100% { opacity: 1; transform: scale(1); }
    50% { opacity: 0.5; transform: scale(1.3); }
}

.hero-headline {
    font-family: var(--font-serif);
    font-size: clamp(2.2rem, 4.5vw, 3.6rem);
    font-weight: 800;
    line-height: 1.1;
    color: var(--text-dark);
    margin-bottom: 24px;
    letter-spacing: -0.02em;
}

.hero-headline-accent {
    color: var(--emerald-700);
    display: block;
}

.hero-subheadline {
    font-size: 1.1rem;
    line-height: 1.7;
    color: var(--text-light);
    margin-bottom: 36px;
    max-width: 500px;
}

.hero-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin-bottom: 48px;
}

.hero-stats {
    display: flex;
    gap: 24px;
    align-items: center;
}

.hero-stat {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.hero-stat-number {
    font-size: 1rem;
    font-weight: 700;
    color: var(--text-dark);
}

.hero-stat-label {
    font-size: 0.8rem;
    color: var(--text-muted);
}

.hero-stat-divider {
    width: 1px;
    height: 36px;
    background: var(--cream-200);
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 14px 28px;
    font-family: var(--font-sans);
    font-size: 0.95rem;
    font-weight: 600;
    border-radius: var(--radius-md);
    border: none;
    cursor: pointer;
    transition: all 0.25s ease;
    white-space: nowrap;
}

.btn-primary {
    background: var(--emerald-700);
    color: var(--white);
    box-shadow: 0 4px 14px rgba(4, 120, 87, 0.3);
}

.btn-primary:hover {
    background: var(--emerald-800);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(4, 120, 87, 0.4);
}

.btn-secondary {
    background: var(--white);
    color: var(--text-dark);
    border: 1.5px solid var(--cream-200);
}

.btn-secondary:hover {
    border-color: var(--emerald-400);
    color: var(--emerald-700);
    transform: translateY(-2px);
}

.btn-gold {
    background: var(--gold-400);
    color: var(--text-dark);
    box-shadow: 0 4px 14px rgba(245, 197, 66, 0.4);
}

.btn-gold:hover {
    background: var(--gold-500);
    transform: translateY(-2px);
}

.btn-outline-light {
    background: transparent;
    color: var(--white);
    border: 1.5px solid rgba(255, 255, 255, 0.4);
}

.btn-outline-light:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.7);
}

.btn-full {
    width: 100%;
    justify-content: center;
}

/* Hero Image Column */
.hero-image-col {
    position: relative;
}

.hero-image-main {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
    aspect-ratio: 540/680;
}

.hero-image-main img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-image-accent {
    position: absolute;
    bottom: -30px;
    left: -40px;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    border: 4px solid var(--cream-50);
    width: 220px;
    aspect-ratio: 320/240;
}

.hero-image-accent img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-floating-card {
    position: absolute;
    top: 40px;
    right: -20px;
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 16px 20px;
    background: var(--white);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    animation: float 4s ease-in-out infinite;
}

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

.hero-floating-card-icon {
    width: 44px;
    height: 44px;
    background: var(--emerald-100, #d1fae5);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--emerald-700);
    flex-shrink: 0;
}

.hero-floating-card-title {
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--text-dark);
}

.hero-floating-card-sub {
    font-size: 0.75rem;
    color: var(--text-muted);
}

/* ========== SECTION COMMON ========== */
.section-tag {
    display: inline-block;
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--emerald-600);
    margin-bottom: 14px;
}

.section-title {
    font-family: var(--font-serif);
    font-size: clamp(2rem, 3.5vw, 2.8rem);
    font-weight: 800;
    line-height: 1.15;
    color: var(--text-dark);
    letter-spacing: -0.02em;
    margin-bottom: 18px;
}

.section-title-accent {
    color: var(--emerald-700);
}

.section-title-light {
    color: var(--white);
}

.section-title-gold {
    color: var(--gold-400);
}

.section-subtitle {
    font-size: 1.05rem;
    line-height: 1.7;
    color: var(--text-light);
    max-width: 560px;
}

/* ========== SERVICES ========== */
.services {
    padding: 100px 0;
    background: var(--white);
    position: relative;
    overflow: hidden;
}

.services-bg-shape {
    position: absolute;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(16, 185, 129, 0.05) 0%, transparent 70%);
    top: -200px;
    right: -200px;
    border-radius: 50%;
    pointer-events: none;
}

.section-header {
    text-align: center;
    margin-bottom: 64px;
}

.section-header .section-subtitle {
    margin: 0 auto;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.service-card {
    padding: 36px 28px;
    background: var(--cream-50);
    border-radius: var(--radius-lg);
    border: 1px solid var(--cream-200);
    transition: all 0.3s ease;
    position: relative;
    overflow: hidden;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--emerald-500);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.3s ease;
}

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: var(--emerald-300, #6ee7b7);
}

.service-card:hover::before {
    transform: scaleX(1);
}

.service-card-number {
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--emerald-400);
    letter-spacing: 0.05em;
    margin-bottom: 16px;
}

.service-card-icon {
    width: 52px;
    height: 52px;
    background: var(--emerald-700);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    margin-bottom: 20px;
    transition: all 0.3s ease;
}

.service-card:hover .service-card-icon {
    background: var(--emerald-600);
    transform: scale(1.05);
}

.service-card-title {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 10px;
    letter-spacing: -0.01em;
}

.service-card-desc {
    font-size: 0.92rem;
    line-height: 1.65;
    color: var(--text-light);
}

/* ========== WHY US ========== */
.why-us {
    padding: 100px 0;
    background: var(--cream-50);
    position: relative;
}

.why-us-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.why-us-image-side {
    position: relative;
}

.why-us-image-wrapper {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
    aspect-ratio: 560/720;
}

.why-us-image-wrapper img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.why-us-image-overlay {
    position: absolute;
    bottom: 30px;
    left: 30px;
    right: 30px;
}

.why-us-stat-card {
    padding: 20px 24px;
    background: var(--white);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
}

.why-us-stat-card-number {
    display: block;
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--emerald-700);
}

.why-us-stat-card-label {
    font-size: 0.85rem;
    color: var(--text-muted);
}

.why-us-content-side .section-subtitle {
    margin-bottom: 40px;
}

.why-us-features {
    display: flex;
    flex-direction: column;
    gap: 28px;
}

.why-us-feature {
    display: flex;
    gap: 18px;
    align-items: flex-start;
}

.why-us-feature-icon {
    width: 48px;
    height: 48px;
    background: var(--white);
    border: 1.5px solid var(--cream-200);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--emerald-700);
    flex-shrink: 0;
    transition: all 0.3s ease;
}

.why-us-feature:hover .why-us-feature-icon {
    background: var(--emerald-700);
    color: var(--white);
    border-color: var(--emerald-700);
}

.why-us-feature-title {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 4px;
}

.why-us-feature-desc {
    font-size: 0.9rem;
    line-height: 1.6;
    color: var(--text-light);
}

/* ========== INSURANCE / CTA ========== */
.insurance {
    padding: 80px 0;
    background: var(--emerald-900);
    position: relative;
    overflow: hidden;
}

.insurance::before {
    content: '';
    position: absolute;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(16, 185, 129, 0.2) 0%, transparent 70%);
    top: -200px;
    left: -200px;
    pointer-events: none;
}

.insurance::after {
    content: '';
    position: absolute;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(245, 197, 66, 0.08) 0%, transparent 70%);
    bottom: -150px;
    right: -100px;
    pointer-events: none;
}

.insurance-card {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.insurance-desc {
    font-size: 1.05rem;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.75);
    margin-bottom: 32px;
    max-width: 480px;
}

.insurance-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

.insurance-visual {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 360px;
}

.insurance-big-text {
    text-align: center;
    z-index: 1;
}

.insurance-big-text-line1,
.insurance-big-text-line2,
.insurance-big-text-line3 {
    display: block;
    font-family: var(--font-serif);
    font-weight: 900;
    line-height: 1;
    letter-spacing: -0.02em;
}

.insurance-big-text-line1 {
    font-size: clamp(3rem, 5vw, 4.5rem);
    color: rgba(255, 255, 255, 0.12);
}

.insurance-big-text-line2 {
    font-size: clamp(4rem, 7vw, 6.5rem);
    color: var(--gold-400);
}

.insurance-big-text-line3 {
    font-size: clamp(3rem, 5vw, 4.5rem);
    color: rgba(255, 255, 255, 0.12);
}

.insurance-deco-circle {
    position: absolute;
    width: 280px;
    height: 280px;
    border: 2px solid rgba(255, 255, 255, 0.08);
    border-radius: 50%;
    animation: spin 20s linear infinite;
}

.insurance-deco-circle::before {
    content: '';
    position: absolute;
    width: 16px;
    height: 16px;
    background: var(--gold-400);
    border-radius: 50%;
    top: -8px;
    left: 50%;
    transform: translateX(-50%);
}

@keyframes spin {
    from { transform: rotate(0deg); }
    to { transform: rotate(360deg); }
}

/* ========== CONTACT ========== */
.contact {
    padding: 100px 0;
    background: var(--white);
    position: relative;
}

.contact-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: start;
}

.contact-info-side .section-subtitle {
    margin-bottom: 40px;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 24px;
    margin-bottom: 32px;
}

.contact-detail {
    display: flex;
    gap: 16px;
    align-items: flex-start;
}

.contact-detail-icon {
    width: 48px;
    height: 48px;
    background: var(--cream-100);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--emerald-700);
    flex-shrink: 0;
}

.contact-detail-label {
    display: block;
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: var(--text-muted);
    margin-bottom: 4px;
}

.contact-detail-value {
    display: block;
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--text-dark);
    line-height: 1.5;
}

.contact-detail-link {
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--emerald-700);
    transition: color 0.2s;
}

.contact-detail-link:hover {
    color: var(--emerald-500);
}

.contact-map {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-md);
}

.contact-form-side {
    position: relative;
}

.contact-form-card {
    background: var(--cream-50);
    border: 1px solid var(--cream-200);
    border-radius: var(--radius-xl);
    padding: 40px;
}

.contact-form-title {
    font-family: var(--font-serif);
    font-size: 1.6rem;
    font-weight: 800;
    color: var(--text-dark);
    margin-bottom: 8px;
    letter-spacing: -0.02em;
}

.contact-form-subtitle {
    font-size: 0.9rem;
    color: var(--text-light);
    margin-bottom: 28px;
    line-height: 1.6;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.form-group {
    margin-bottom: 18px;
}

.form-label {
    display: block;
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--text-medium);
    margin-bottom: 6px;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.form-input {
    width: 100%;
    padding: 12px 16px;
    background: var(--white);
    border: 1.5px solid var(--cream-200);
    border-radius: var(--radius-sm);
    font-family: var(--font-sans);
    font-size: 0.95rem;
    color: var(--text-dark);
    transition: all 0.2s ease;
    outline: none;
}

.form-input:focus {
    border-color: var(--emerald-500);
    box-shadow: 0 0 0 3px rgba(16, 185, 129, 0.1);
}

.form-input::placeholder {
    color: var(--text-muted);
}

.form-textarea {
    resize: vertical;
    min-height: 120px;
}

.form-success {
    display: none;
    text-align: center;
    padding: 40px 20px;
}

.form-success.show {
    display: block;
    animation: fadeIn 0.4s ease;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(10px); }
    to { opacity: 1; transform: translateY(0); }
}

.form-success-icon {
    width: 72px;
    height: 72px;
    background: var(--emerald-100, #d1fae5);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--emerald-700);
    margin: 0 auto 20px;
}

.form-success-title {
    font-family: var(--font-serif);
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--text-dark);
    margin-bottom: 8px;
}

.form-success-text {
    font-size: 0.95rem;
    color: var(--text-light);
    margin-bottom: 24px;
}

/* ========== FOOTER ========== */
.footer {
    background: var(--emerald-950);
    color: rgba(255, 255, 255, 0.7);
    padding: 64px 0 0;
}

.footer-top {
    display: grid;
    grid-template-columns: 2fr 1fr 1.5fr;
    gap: 48px;
    padding-bottom: 48px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-logo {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-weight: 700;
    font-size: 1.1rem;
    color: var(--white);
    margin-bottom: 16px;
}

.footer-logo-icon {
    color: var(--emerald-400);
}

.footer-logo-dot {
    color: var(--gold-400);
}

.footer-desc {
    font-size: 0.9rem;
    line-height: 1.7;
    max-width: 300px;
}

.footer-links-title {
    font-size: 0.82rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: rgba(255, 255, 255, 0.5);
    margin-bottom: 18px;
}

.footer-links ul {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer-link {
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.7);
    transition: color 0.2s;
}

.footer-link:hover {
    color: var(--emerald-400);
}

.footer-contact-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.footer-contact-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.7);
    transition: color 0.2s;
}

.footer-contact-link:hover {
    color: var(--emerald-400);
}

.footer-address {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    font-size: 0.9rem;
    line-height: 1.5;
}

.footer-bottom {
    padding: 24px 0;
    text-align: center;
}

.footer-copyright {
    font-size: 0.82rem;
    color: rgba(255, 255, 255, 0.35);
}

/* ========== SCROLL REVEAL ========== */
[data-reveal] {
    opacity: 1;
    transform: translateY(0);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

@media (prefers-reduced-motion: no-preference) {
    [data-reveal] {
        opacity: 0;
        transform: translateY(24px);
    }
    
    [data-reveal].revealed {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ========== RESPONSIVE ========== */
@media (max-width: 1024px) {
    .hero-container {
        gap: 40px;
    }
    
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .why-us-layout {
        gap: 48px;
    }
    
    .insurance-card {
        gap: 40px;
    }
    
    .footer-top {
        grid-template-columns: 1fr 1fr;
        gap: 36px;
    }
    
    .footer-top > :first-child {
        grid-column: 1 / -1;
    }
}

@media (max-width: 768px) {
    .nav-links {
        display: none;
    }
    
    .nav-toggle {
        display: flex;
    }
    
    .hero {
        padding: 100px 0 60px;
        min-height: auto;
    }
    
    .hero-container {
        grid-template-columns: 1fr;
        gap: 48px;
    }
    
    .hero-image-col {
        order: -1;
        max-width: 480px;
        margin: 0 auto;
    }
    
    .hero-image-accent {
        left: -20px;
        bottom: -20px;
        width: 180px;
    }
    
    .hero-floating-card {
        right: -10px;
        top: 20px;
    }
    
    .hero-stats {
        gap: 16px;
    }
    
    .services {
        padding: 72px 0;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }
    
    .service-card {
        padding: 28px 24px;
    }
    
    .why-us {
        padding: 72px 0;
    }
    
    .why-us-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .why-us-image-wrapper {
        aspect-ratio: 4/3;
    }
    
    .insurance {
        padding: 64px 0;
    }
    
    .insurance-card {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .insurance-visual {
        min-height: 260px;
    }
    
    .insurance-actions {
        flex-direction: column;
    }
    
    .insurance-actions .btn {
        justify-content: center;
    }
    
    .contact {
        padding: 72px 0;
    }
    
    .contact-layout {
        grid-template-columns: 1fr;
        gap: 48px;
    }
    
    .contact-form-card {
        padding: 28px;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .footer {
        padding: 48px 0 0;
    }
    
    .footer-top {
        grid-template-columns: 1fr;
        gap: 32px;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }
    
    .hero-headline {
        font-size: 1.9rem;
    }
    
    .hero-actions {
        flex-direction: column;
    }
    
    .hero-actions .btn {
        justify-content: center;
    }
    
    .hero-stats {
        flex-direction: column;
        align-items: flex-start;
        gap: 12px;
    }
    
    .hero-stat-divider {
        display: none;
    }
    
    .section-title {
        font-size: 1.8rem;
    }
    
    .insurance-big-text-line2 {
        font-size: 3rem;
    }
}